Short Term Cash
Payday Advance
Credit Cards
Person-to-Person Lending
Long Term Cash
Mortgage
Refinance
Home Equity Loan
Reverse Mortgage
Auto Loan
Student Loan
Credit Help
Credit Report
Credit Monitoring
Credit Repair
Debt Consolidation Loan
Foreclosure Help
Sell Your Home
Insurance
Auto Insurance
Health Insurance
Life Insurance
|
Don't know which financial tool is right for you?
Our Financial Analyzer will point you in the right direction!
|
Home » Credit Help » Credit Monitoring
Recommended sites to shop for credit monitoring services:
TrustedID | Identity Theft Protection - Trusted ID provides you with family protection.
Triple Alert - For 17¢ per day, Triple Alert notifies customers of key changes.
Chase Identity Protection - 30 Day Free Trial - Credit Monitoring for 30 days FREE!
Family Secure Monitoring - Safeguard your good name and protect your kids for FREE!
IdentityTruth - Goes way beyond typical credit monitoring.
EyeMyCredit - EyeMyCredit offers users the ability to obtain a 7 day trial.
Credit Monitoring
Credit monitoring is a very important tool to utilize to prevent identity theft and protect your credit report. Identity theft can happen to anyone at anytime. Even if you are extra careful about whom you give your credit card number and personal information out to, an identity theft hacker can infiltrate even the most secure websites and steal users credit card information.
Identity theft works like this: A criminal gets a hold of some of your personal information. It could be your social security number, bank account, credit card number, address, etc. In most cases, they use this information to open a new credit card under your name, or finance something under your name. They then max out the credit card and disappear, and you are left to foot the bill. I have heard stories of criminals ordering items online using a stolen credit card, and then going to the person’s house the day of the delivery to steal it from the front door.
Falling victim to identity theft can cause all sorts of problems. First of all, it can really send your credit history downhill, since you won’t want to pay for all the criminal’s goodies. Your credit score will suffer and getting future loans, mortgages, or credit cards will be nearly impossible.
Thankfully, there are some services out there that can help monitor your credit report and let you know of anything fishy going on. They will notify you of everything new that goes on your credit report, such as change in address, new account opened or change in balance. If you sign up for one of these services and you are notified of something fishy, you can put a fraud alert on your account and help catch or at least stop the criminals before they do any damage to your credit and finances.
Just one prevented case of identity theft will pay for the service itself several times over. Not only is identity theft costly, but it could also eat up a lot of your time and really stress you out.
Here are some online resources available to get you started on shopping for your credit monitoring and identity theft protection services. Many of these offer free credit reports anytime you want!
- TrustedID | Identity Theft Protection - Trusted ID provides you with family protection for unlimited adults and children, proactive scanning for personal
and financial information, protection of medical identity.
- Triple Alert - For less than the cost of one latté a month (17¢ per day), Triple Alert notifies customers of key changes, which
could be signs of possible identity theft, to all three of their national credit reports!
* Automatic, daily monitoring (NOT weekly, like some products) of your Experian®, TransUnion, and Equifax credit
reports
* Email alerts of key changes to any of your 3 national credit reports
* $10,000 Triple Alert Guarantee*
* Dedicated fraud resolution representatives available for victims of identity theft
- Chase Identity Protection - 30 Day Free Trial - Chase Identity Protection - Get 3 Bureau Reports, 3 Credit Scores and Credit Monitoring for 30 days FREE!
Chase Identity Protections offers users:
* Unlimited access to credit reports and scores.
* $100K identity fraud expensive reimbursement paid for by Chase.
* 24/7 credit card monitoring.
* Personal representative to help in the event of fraud.
* Automatic notification of changes to credit file.
* Instant online delivery of report and scores.
- Family Secure Monitoring - Safeguard your good name with Family Secure and protect your kids for FREE! How Family Secure helps protect you &
your family:
* Monitors your children's personal information for the existence of a credit file
* Email alerts if suspicious activity or signs of identity theft are detected
* Dedicated Fraud Resolution support for you or your children
* Unlimited Experian® Credit Reports & Scores to help you stay on top of your credit
- IdentityTruth - Safeguard your Identity - IdentityTruth goes way beyond typical credit monitoring to provide you with a new way to safeguard your privacy and
your identity. IdentityTruth uses advanced technologies that make it possible to identify fraud schemes before they
harm you or your assets.
- EyeMyCredit - EyeMyCredit offers users the ability to obtain a 7 day trial of one of the credit bureau’s
credit monitoring services.
Didn't find the answers you were looking for?
Try searching or posting a question on our Forum!
|
|