If you have a high deductible health plan (HDHP), you may be eligible to create a Health Savings Account. Also known as an HSA, this is basically a special savings account that is used to pay for medical related expenses. The primary benefit of this account is that you can make contributions (or deposits) into [...]

What happens if you lose your job? There is a good chance you could be facing unemployment in this slowing economy. Here are some tips if you do end up getting your pink slip. Don’t panic! Stay calm and don’t get too down on yourself. Most lay-offs occur when big executives decide that they want [...]

We hear it all the time, recession this, depression that. If you are the average hard-working Joe, you don’t have too much to worry about unless you get laid off. If you do get laid off, I’ll be making a future post about what to do if you get laid off.  As long as you [...]