We all know that one of the most difficult parts of getting insurance is trying to figure out what kind of insurance deductibles that you need.  It would be nice to not have to pay much out of pocket if something were to happen, but on the other hand you want a low premium, so [...]

If you have a high-deductible health insurance plan, you should be eligible for a tax deductible health savings account.  What this means is that you can set up a savings account (yes, you get paid interest) to deposit money into each year.  Since I am single, I can deposit up to $2,800 per year before [...]

One thing that I see constantly ruin people’s finances is buying a car that is way too expensive for them.  All you really need a car for is to get you from point A to point B in a timely, reliable manner with a side of comfort and safety.  How much time to you actually [...]

If you have a high deductible health plan (HDHP), you may be eligible to create a Health Savings Account. Also known as an HSA, this is basically a special savings account that is used to pay for medical related expenses. The primary benefit of this account is that you can make contributions (or deposits) into [...]

When choosing the right car insurance, this question comes up all the time.  So, how much of a deductible should you have?  Well, there are a few things to consider when trying to figure out how high your deductible should be: What do you think your chances are of getting into a car accident that [...]

Having an emergency cash buffer is always a good idea to help keep you safe and protect your credit report in the event of an emergency.  Having a nice cash reserve will help you avoid having to take out a payday advance or use your credit card when you need fast cash to make a [...]