When it comes time to do your taxes, it is always beneficial to take as many tax deductions as you possibly can.  If you can legally make the deduction, it won’t be considered cheating on your taxes.  You just want to be sure that you are paying the least possible amount on your taxes.  Sometimes [...]

As the economy slows down, everybody is looking for some extra ways to save a few bucks here and there.  Sometimes it seems like you are always trying to save but just need some extra ideas to help you keep that last buck in your pocket.  Here are 10 ways you can save money in [...]

It is a lot easier to buy things when there are very manageable monthly payments involved rather than one lump sum payment.  You can justify a few extra bucks a month a lot easier than you can justify dropping a few hundred or even a few thousand on something before you even take it home [...]

A lot of the time, we are given a couple variables and we want to calculate the payments on a loan.  For example, you are trying to finance a $10,000 car at a 12% interest rate for 5 years.  All you want to find out is how much your monthly payment is going to be [...]

If you are looking for a personal, no credit check, loan, you are probably in the market for some sort of payday loan or cash advance.  Unless you want the banker to go through your credit profile and take a look at your credit report, you are going to want to stick to some sort [...]

I can’t stress this point enough.  This is really how people end up in debt.  They never intend to end up overwhelmed with debt; it just happens.  It is very easy to get suckered into purchasing something that you cannot afford when the monthly installments seem so manageable. What if you could finance a meal?  [...]

Here is a list of a few things to avoid if you are trying to save up some money: Do not get a DUI.  It will end up costing you thousands at the very best.  It will also cost you your license, and even worse, could cost peoples’ lives. Drop Starbucks.  Get a coffee machine [...]

One thing that I see constantly ruin people’s finances is buying a car that is way too expensive for them.  All you really need a car for is to get you from point A to point B in a timely, reliable manner with a side of comfort and safety.  How much time to you actually [...]

In these difficult financial times, everyone is looking for a way to save a couple bucks.  Here is a list of 10 ways you can cut some costs by doing things yourself: Bottle your own water – Save a couple bucks by just refilling the same water bottle over and over again.  The quality of [...]

It is time to move, and one of the largest factors when determining a place to live is the monthly rent.  Location, house or apartment condition and neighbors play a factor, but when all is said and done, you really want to be saving money on rent.  Afterall, housing is usually your most costly expense [...]